habitat home buyer program
Habitat for Humanity Lakeside builds new construction homes in Sheboygan County and sells them to qualified families at no profit. The Habitat program provides benefits to our partner families and the community. Families benefit from decent, affordable housing while the community benefits from the redevelopment of neighborhoods and an increase in tax revenue. The Habitat program does not give houses away. Families must spend “sweat equity” hours helping to build their home, pay a $1,000 down payment and make monthly mortgage payments. Homes are made affordable through volunteer labor used to build the home and the 0% interest mortgage provided by Habitat.
interested in becoming a habitat home buyer?
Individuals and families interested in the Habitat Home Buyer Program must meet our four qualifications which include: need, ability to pay, willingness to partner and residency. Each of these qualifications are outlined below.
Need
Based on current housing conditions, there must be a demonstrated need in order to qualify for a Habitat home. Some examples of need include: overcrowding, unsafe neighborhood, structural/mechanical problems, mold, insects, etc.
Ability to Pay
Ability to pay is determined through the information provided on the application, pay stubs, benefit statements, previously filed federal tax returns, and credit reports. Applicants must have a steady, reliable source of income and demonstrate financial responsibility.
*Applicant gross income must fall within 30-60% of the median income for Sheboygan County
Willingness to Partner
Homeowners must be willing to complete a certain number of "Sweat Equity" hours. Sweat Equity is when a partner family takes part in building their own home and other Habitat homes, working at our ReStore, at special events, or other Habitat activities. A two adult household must compete 500 hours and a single adult household 250 hours. 100 Sweat Equity hours must be completed on a Habitat Build Site.
Residency
Individuals and families must be current residents of Sheboygan County and must also have been living here for at least six months at the time of submitting an application.
Need
Based on current housing conditions, there must be a demonstrated need in order to qualify for a Habitat home. Some examples of need include: overcrowding, unsafe neighborhood, structural/mechanical problems, mold, insects, etc.
Ability to Pay
Ability to pay is determined through the information provided on the application, pay stubs, benefit statements, previously filed federal tax returns, and credit reports. Applicants must have a steady, reliable source of income and demonstrate financial responsibility.
*Applicant gross income must fall within 30-60% of the median income for Sheboygan County
Willingness to Partner
Homeowners must be willing to complete a certain number of "Sweat Equity" hours. Sweat Equity is when a partner family takes part in building their own home and other Habitat homes, working at our ReStore, at special events, or other Habitat activities. A two adult household must compete 500 hours and a single adult household 250 hours. 100 Sweat Equity hours must be completed on a Habitat Build Site.
Residency
Individuals and families must be current residents of Sheboygan County and must also have been living here for at least six months at the time of submitting an application.
Please Note: our application period is closed which means we are not currently handing out or accepting applications for our Home Buyer Program. The next application period for our Home Buyer Program opens on January 1, 2019. If you are interested in being a Habitat home buyer, please fill out the inquiry form below and we will add you to our interest list so you are sent information on how to get an application for our program once the application period opens again.
