habitat home buyer program
Through our Home Buyer Program, we build new construction homes in Sheboygan County and sell them to families who meet our program qualifications. This program provides benefits to home buyers and the community. Home buyers benefit from decent, affordable housing while the community benefits from the redevelopment of neighborhoods and an increase in tax revenue. Our Home Buyer Program does not give houses away. Families spend “sweat equity” hours helping to build their home, pay a $1,000 down payment and make monthly mortgage payments consisting of both a principle payment to pay off their loan and an escrow payment to pay for homeowner's insurance and property taxes. Habitat homes are made affordable through volunteer labor, in-kind partnerships and the affordable financing provided by Habitat.
interested in becoming a habitat home buyer?
Individuals and families interested in the Habitat Home Buyer Program must meet our program qualifications which include: need, ability to pay, willingness to partner and residency. Each of these qualifications are outlined below.
Need
Based on current housing conditions, there must be a demonstrated need in order to qualify for a Habitat home. Some examples of need include: overcrowding, unsafe neighborhood, structural/mechanical problems, mold, insects, etc.
Ability to Pay
Ability to pay is determined through the information provided on the application, pay stubs, benefit statements, previously filed federal tax returns, and credit reports. Applicants must have a steady, reliable source of income and demonstrate financial responsibility.
*Applicant gross income must fall within 30-60% of the median income for Sheboygan County
Willingness to Partner
Homeowners must be willing to complete a certain number of "Sweat Equity" hours. Sweat Equity is when a partner family takes part in building their own home and other Habitat homes, working at our ReStore, at special events, or other Habitat activities. A two adult household must compete 500 hours and a single adult household 250 hours. A portion of Sweat Equity hours must be completed on a Habitat Build Site.
Residency
Individuals and families must be current residents of Sheboygan County and must also have been living here for at least six months at the time of submitting an application.
Need
Based on current housing conditions, there must be a demonstrated need in order to qualify for a Habitat home. Some examples of need include: overcrowding, unsafe neighborhood, structural/mechanical problems, mold, insects, etc.
Ability to Pay
Ability to pay is determined through the information provided on the application, pay stubs, benefit statements, previously filed federal tax returns, and credit reports. Applicants must have a steady, reliable source of income and demonstrate financial responsibility.
*Applicant gross income must fall within 30-60% of the median income for Sheboygan County
Willingness to Partner
Homeowners must be willing to complete a certain number of "Sweat Equity" hours. Sweat Equity is when a partner family takes part in building their own home and other Habitat homes, working at our ReStore, at special events, or other Habitat activities. A two adult household must compete 500 hours and a single adult household 250 hours. A portion of Sweat Equity hours must be completed on a Habitat Build Site.
Residency
Individuals and families must be current residents of Sheboygan County and must also have been living here for at least six months at the time of submitting an application.
Please Note: our application period is closed which means we are not currently handing out or accepting applications for our Home Buyer Program. The next application period for our Home Buyer Program opens on January 1, 2019 and closes on February 15, 2019. If you are interested in being a Habitat home buyer, please fill out the inquiry form below or call Candy Hemmerling at 920-458-3399 ext. 305, and we will add you to our inquiry list so you are sent information on how to get an application for our program once the application period opens.
